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• Cover
• Title Page
• Copyright
• Introduction
• About This Book
• Foolish Assumptions
• Icons Used in This Book
• Beyond the Book
• Where to Go from Here
• Part 1: Getting Started with Retirement Planning
• Chapter 1: Retirement Planning Is Up to You
• Blazing Your Own Retirement Plan
• Measuring Your Lifespan
• Retirement Planning Beginnings: The Pension
• Changing Times: The 401(k)
• Social Security: The De Facto Safety Net
• Chapter 2: Determining How Much You Spend
• Finding Out Where Your Money Goes
• Measuring Your Spending
• Putting Your Spending in Context
• Improving Your Numbers
• Chapter 3: Calculating How Much You Need to Retire
• Getting to Know the 4 Percent Rule
• Using Online Retirement Calculators
• Understanding Why Starting Early Is Important
• Chapter 4: Choosing the Right Account
• Retirement Planning in a Nutshell
• Things Change with SECURE Act
• A Great Place to Start: 401(k)s
• IRAs: A Cornerstone of Retirement Planning
• Self-Employed Plans
• What’s the Catch?
• Chapter 5: Gauging Your Appetite for Risk
• Getting a Handle on Your Risk Tolerance
• The ABCs of Asset Classes
• Chapter 6: Opening Your Accounts
• Getting Your 401(k) Up and Running
• Plugging into Your IRA
• Connecting with a Financial Planner
• Part 2: Using Online Resources
• Chapter 7: Managing and Optimizing Your 401(k)
• Getting Online
• Checking Your Portfolio Allocation
• Powering Your 401(k) with Contributions
• Discovering Other Nifty Aspects of Your 401(k) Plan Site
• Chapter 8: Taking Your IRA to the Next Level
• Getting Online with Your IRA Provider
• Checking Your Portfolio Asset Allocation
• Understanding Your IRA Contributions
• Taking Money out of Your IRA
• Chapter 9: Optimizing Your Retirement with Third-Party Offerings
• Understanding Fees
• Examining Your Portfolio Using Morningstar
• Grading Your Retirement Plans in Other Ways
• Chapter 10: Digging into Social Security
• Discovering All the Benefits of Social Security
• Managing Social Security Information Online
• Planning for Social Security in Retirement
• Part 3: Maximizing Your Retirement Knowledge
• Chapter 11: Balancing Other Needs with Retirement Savings
• Cleaning Up Your Personal Balance Sheet
• Saving for a Home
• Saving For College — If You Can
• Chapter 12: Fine-Tuning Your Asset Allocation
• Exploring Stock Strategies
• Diving for Income
• It’s Easy Being Green: The Rise of ESG
• Chapter 13: Keeping Your Retirement on Track
• Tracking Your Portfolio’s Health
• Tracking and Updating Your Goals
• Chapter 14: Gearing Up for Retirement
• Creating a Retirement Budget
• Thinking about Annuities
• Unlocking a Goldmine: Reverse Mortgage
• Chapter 15: Understanding Pensions
• Checking a Private Pension’s Funding
• Understanding the Problems with Public Pensions
• Understanding Pensions Inside-Out
• Managing Your Pension
• Chapter 16: Getting Insurance
• Building a Health Insurance Plan
• Defending Your Money with Insurance
• Part 4: The Part of Tens
• Chapter 17: Top Ten Retirement Mistakes
• Waiting to Save
• Ignoring Fees
• Not Securing Your Information
• Prioritizing College Savings Over Retirement
• Not Diversifying Your Portfolio
• Waiting for the “Right Time” to Invest
• Having Inadequate Insurance
• Taking Money from Your Accounts Early
• Not Checking Your Social Security Benefit
• Not Thinking about Income
• Chapter 18: Top Ten Retirement Questions
• How Much Money Do I Need?
• Is Medicare Enough?
• What Will I Do with My Free Time?
• Will I Run Out of Money?
• Should I Have a Roth or Traditional IRA?
• How Good Is My 401(k)?
• What’s an RMD?
• Can Retirement Rules Change?
• What Can I Do If I’m Near Retirement Age and Don’t Have a Plan?
• Do I Need a Financial Advisor?
• Index
• About the Author
• Connect with Dummies
• End User License Agreement